Whether it's your first time or not, getting a new pet is always exciting. The joy your new furry family member will bring is like nothing else. And with all the excitement, you can easily forget a thing or two. Turns out one of the number one things most pet parents say they never thought about to begin with but wished they did, was pet health insurance.

Yes, we know you might think insurance is boring, expensive, and headache-inducing. But pet insurance could save you a lot of money. Unexpected injury costs can be shocking, common dog treatments for everyday ailments like ear and eye infections cost $252.75 on average.1 While treating even more common treatments like parvo in puppies can cost over $900.1

You don't even want to hear about the thousands of dollar treatments if your pet gets really ill or develops a long term health condition. Good veterinary care comes at a cost, and you don't want to have to choose between life-saving modern vet care and your wallet.

None of us want to think of our best furry friends getting sick, but it is a very real possibility. So pet insurance is a very wise choice, but where should we be looking?

Not all pet insurance providers are equal but Pumpkin is the one that keeps coming out on top. Pumpkin even compares their offerings to all their competitors on their website - they are that confident.

Just like us I'm sure you've questions about Pumpkin, so here are the answers you're looking for:

My pet is young and healthy, why would I need pet insurance?

We just never know what is around the corner, particularly when it comes to our pets. Sadly none of us know when they could get ill, or when they could swallow one of our socks! Both of which come with larger costs than you would expect.

Having Pumpkin means you can worry less about if or when this time will come. You can rest assured that if your pet needs care, Pumpkin's plan can help get them the best care and you don't have to worry as much about the cost.

What sort of plans do they offer and what do they cover?

Take a look at this screenshot from the Pumpkin website

They have dog, cat, puppy and even kitten plans. They are pet people that truly understand what your pets need. They don't just look after our pets when they get sick or injure themselves. Their plans take care of them all year round to help ensure they stay healthy and be at their best, with coverage for accidents and illnesses and the option for a preventive care pack. They also don't discriminate on the breed or old age of any pet, they accept all pets 8 weeks or older.

What does the preventative care plan include and how can I use it?

Preventative care is how you get the most from your pet health insurance, and thanks to Pumpkin we know it's essential when choosing pet insurance. Pumpkin's add-on preventive care pack fully covers 3 yearly essentials on every vet's list: annual wellness exams, vaccines, and select lab tests to detect parasites & dangerous diseases they cause.

The plan was built with vets and it's designed to help pet parents plan and pay for the yearly essentials that keep pets healthy. Preventative care looks after your pets so they can stay healthy and safe.

Why would I choose Pumpkin over all the other pet insurance providers?

Firstly, their aforementioned preventative plan is our main reason. You get to use your Pumpkin plan every year, even when your pet is healthy, so they can stay healthy. It's a no-brainer. But their plan being best-in-class and their customer service being best-in-show is a huge bonus - Pumpkin is made by pet people for pet people. Pumpkin makes everything easy, from their website to their customer care, everything is a pleasant experience.

Can I still go to my local vet?

Yes! Your pet insurance coverage isn't limited to a "network" of health care providers. Pumpkin pays you back directly, so your pet is free to receive treatment from any licensed veterinarian, specialist, emergency clinic, or hospital you choose in the U.S. or Canada.

I have two pets, do I get a discount if I insure both of them with Pumpkin?

Absolutely, unlike some other plans out there, Pumpkin offers a Fur Family Discount for each additional pet you enroll.

Our advice? If you have a pet, look into Pumpkin. You can rest easier and worry a little bit less. And start getting your money's worth today with their preventative care plan.

Update: Take charge of your pet's health! Follow this link to get started today!

PRESCRIPTION FOOD COVERAGE TERMS: Pumpkin insurance covers prescription food to treat an eligible accident or illness. It does not cover prescription food used for weight management or general health maintenance.

Pumpkin Company Info: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit pumpkin.care/underwriting-information. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customer. Pumpkin Preventive Essentials is not available in all states. Paid Endorsement - Pumpkin Insurance Services, Inc. is responsible for this advertisement.